Delaware Alliance New Castle, DE · Charter 15790 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=57-58)
NCUA · 1 branch
Q1 2025
$24.4M Assets
$4.4M Loans
$21.2M Shares
$2.8M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 19 of 57). Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 58 of 58). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
-13.29%
Rank 58 of 58
Net Interest Margin
2.78%
Rank 37 of 58
Efficiency Ratio
472%
Rank 56 of 57
Equity / Assets
11.36%
Rank 33 of 58
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -13.29% -0.05% 0.53% 1.16% Beats 0% 58 / 58 Return on Equity -117.00% -0.21% 4.23% 8.35% Beats 0% 58 / 58 Net Interest Margin 2.78% 2.54% 3.16% 3.94% Beats 36% 37 / 58 Efficiency Ratio 472% 75.00% 84.33% 99.88% Beats 4% 56 / 57 Asset Quality Nonperforming Loans / Loans 0.29% 0.12% 0.66% 1.43% Beats 68% 19 / 57 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 11.36% 9.61% 11.90% 17.00% Beats 43% 33 / 58 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 11.36% 9.61% 11.90% 16.99% Beats 43% 33 / 58 Liquidity & Funding Loans / Deposits 20.92% 28.73% 50.79% 65.06% 14th pctl 50 / 58 Loans / Assets 18.18% 25.63% 43.30% 55.84% 16th pctl 49 / 58 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (57 to 58 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.28%, the median effective tax rate of the 2,787 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11