Indianapolis, IN · Charter 15757
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.11% | 1.17% | 0.80% | 0.83% | 1.04% | 0.88% | 2.07% | 1.73% | +91 bps | |
| Return on Equity | 2.97% | 3.09% | 2.13% | 2.61% | 2.67% | 2.27% | 5.48% | 4.52% | +192 bps | |
| Net Interest Margin | 4.80% | 4.67% | 4.62% | 3.80% | 4.35% | 3.83% | 4.01% | 4.19% | +39 bps | |
| Efficiency Ratio | 70.94% | 70.22% | 92.16% | 90.39% | 88.88% | 84.97% | 77.27% | 81.57% | -882 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.65% | -5.57% | -3.70% | 19.39% | 10.45% | 24.44% | 26.86% | 5.62% | -1,377 bps | |
| Loan Growth (YoY) | 48.09% | 23.00% | -11.10% | -13.39% | -19.52% | -10.64% | 2.44% | 9.07% | +2,246 bps | |
| Share Growth (YoY) | -4.37% | 0.45% | 2.34% | 18.09% | 1.60% | -2.58% | 1.28% | -7.76% | -2,585 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.20% | 11.47% | 0.00% | 0.51% | 0.00% | -20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 37.37% | 37.96% | 37.64% | 31.68% | 38.95% | 38.54% | 37.80% | 38.27% | +659 bps | |
| Net Worth / Assets | 37.37% | 37.96% | 37.64% | 31.68% | 38.95% | 38.54% | 37.80% | 38.27% | +659 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.59% | 61.59% | 55.34% | 45.92% | 55.91% | 56.49% | 55.98% | 54.30% | +838 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |