Lenexa, KS · Charter 15732
NCUA · 41 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
29
Asset Quality
2
Profitability
74
Liquidity
56
Efficiency
35
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Lenexa, KS · Charter 15732
NCUA · 41 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.32% | 2.77% | 1.86% | 1.29% | 0.55% | 0.94% | 1.12% | -74 bps | |
| Return on Equity | 4.12% | 4.06% | 32.73% | 21.04% | 14.33% | 5.60% | 9.69% | 11.27% | -977 bps | |
| Net Interest Margin | 3.27% | 3.25% | 3.12% | 3.26% | 3.35% | 2.51% | 3.65% | 3.55% | +28 bps | |
| Efficiency Ratio | 72.68% | 73.70% | 82.28% | 77.68% | 76.12% | 78.59% | 76.62% | 75.14% | -254 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -10.50% | -7.16% | -3.65% | -1.76% | -2.33% | 145.19% | 153.39% | 158.81% | +16,057 bps | |
| Loan Growth (YoY) | -13.82% | -12.23% | -13.28% | -11.56% | -13.32% | 118.50% | 128.07% | 138.41% | +14,997 bps | |
| Share Growth (YoY) | -7.23% | -5.27% | -2.20% | -0.23% | -0.88% | 155.37% | 158.01% | 164.68% | +16,491 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.49% | 1.44% | 1.80% | 2.94% | 2.63% | 1.63% | 1.41% | 2.68% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.98% | 7.78% | 8.46% | 8.83% | 9.00% | 9.75% | 9.65% | 9.94% | +111 bps | |
| Net Worth / Assets | 7.98% | 7.78% | 8.46% | 8.83% | 9.00% | 9.75% | 9.65% | 9.94% | +111 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 97.10% | 94.58% | 87.11% | 86.72% | 84.92% | 80.92% | 77.00% | 78.11% | -861 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Lenexa, KS · Charter 15732 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 41 branches
Q2 2026
Return on Assets
1.12%
Rank 113 of 435
Net Interest Margin
3.55%
Rank 167 of 435
Efficiency Ratio
75.14%
Rank 282 of 435
Equity / Assets
9.94%
Rank 309 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.12% | 0.55% | 0.81% | 1.14% | Beats 74% | 113 / 435 | ||
| Return on Equity | 11.27% | 5.12% | 7.41% | 9.70% | Beats 86% | 60 / 435 | ||
| Net Interest Margin | 3.55% | 3.01% | 3.39% | 3.75% | Beats 62% | 167 / 435 | ||
| Efficiency Ratio | 75.14% | 65.25% | 71.39% | 77.86% | Beats 35% | 282 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.68% | 0.45% | 0.69% | 1.05% | Beats 2% | 428 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 309 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 309 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 78.11% | 78.33% | 88.38% | 95.61% | 24th pctl | 330 / 435 | ||
| Loans / Assets | 70.26% | 67.69% | 74.58% | 80.80% | 34th pctl | 286 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||