Liberty, KY · Cert 15708 · Casey County Bcorp Inc.
State charter, Fed member · FED · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.19% | 1.14% | 1.38% | 1.34% | 1.25% | +7 bps | |
| Return on Equity | 16.60% | 14.97% | 17.18% | 16.85% | 16.54% | -5 bps | |
| Net Interest Margin | 3.08% | 3.18% | 3.35% | 3.30% | 3.46% | +38 bps | |
| Efficiency Ratio | 55.00% | 57.68% | 55.65% | 48.80% | 52.12% | -288 bps | |
| Non-Interest Burden | 1.47% | 1.62% | 1.62% | 1.13% | 1.60% | +12 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.69% | 2.47% | 5.19% | 10.82% | 18.52% | +882 bps | |
| Loan Growth (YoY) | 8.79% | 10.00% | 13.79% | 16.69% | 14.22% | +543 bps | |
| Deposit Growth (YoY) | 0.81% | -0.29% | 1.04% | 12.24% | 24.75% | +2,393 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.56% | 0.57% | 0.41% | 0.25% | 0.10% | -46 bps | |
| Net Charge-Offs / Loans | 0.08% | 0.25% | 0.08% | 0.05% | 0.09% | +1 bps | |
| Allowance / Loans | 1.39% | 1.40% | 1.43% | 1.42% | 1.50% | +11 bps | |
| Allowance Coverage of NPLs | 2.5x | 2.5x | 3.5x | 5.6x | 15.7x | +13.3x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 8.28% | 8.48% | 8.80% | 8.80% | 8.30% | +2 bps | |
| Total Risk-Based Capital | 11.87% | 12.37% | 12.57% | 12.65% | 12.61% | +75 bps | |
| Equity / Assets | 7.39% | 7.86% | 8.17% | 7.75% | 7.41% | +2 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 68.66% | 69.91% | 70.34% | 67.55% | 62.87% | -579 bps | |
| Liquid Assets / Assets | 7.12% | 6.95% | 5.70% | 11.46% | 12.90% | +578 bps | |
| CRE / Total Capital | n/a | 100.32% | 104.29% | 113.00% | n/a | n/a | |