Casey County Bank, Inc., The
Liberty, KY · Cert 15708 · Peer group: banks under $1B in assets in KY (n=69) · Casey County Bcorp Inc.
State charter, Fed member · FED · 5 branches
Q2 2026
$508.4MAssets
$229.8MLoans
$365.6MDeposits
$37.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of banks under $1B in assets in KY (rank 11 of 69).
- Widest gap: equity / assets trails 88% of banks under $1B in assets in KY (rank 61 of 69).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.21%
Rank 34 of 69
Net Interest Margin
3.24%
Rank 57 of 69
Efficiency Ratio
50.46%
Rank 13 of 69
Equity / Assets
7.41%
Rank 61 of 69
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 83% of banks under $1B in assets in KY | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.83% | 1.18% | 1.44% | Beats 51% | 34 / 69 | |
| Return on Equity | 16.29% | 7.64% | 11.70% | 15.70% | Beats 80% | 14 / 69 | |
| Net Interest Margin | 3.24% | 3.45% | 3.75% | 3.96% | Beats 17% | 57 / 69 | |
| Efficiency Ratio | 50.46% | 55.32% | 62.99% | 70.80% | Beats 83% | 13 / 69 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.18% | 0.52% | 1.14% | Beats 86% | 11 / 69 | |
| Net Charge-Offs / Loans | 0.07% | 0.01% | 0.02% | 0.06% | Beats 20% | 56 / 69 | |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 11.33% | 13.58% | 16.27% | Beats 30% | 48 / 69 | |
| Total Risk-Based Capital Ratio | 12.61% | 11.55% | 14.43% | 17.27% | Beats 32% | 47 / 69 | |
| Equity / Assets | 7.41% | 8.31% | 9.91% | 12.53% | Beats 12% | 61 / 69 | |
| Liquidity & Funding |
| Loans / Deposits | 62.87% | 71.40% | 81.07% | 88.03% | 14th pctl | 59 / 69 | |
| Loans / Assets | 45.21% | 61.10% | 68.66% | 76.68% | 10th pctl | 62 / 69 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |