PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Beeline Employees

North Salt Lake, UT · Charter 15692

Q2 1996

$501KAssets
$197KLoans
$609KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -4.12%, down 927 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 32.28% of shares as of Q2 1996.

Financial Results

Return on Assets (YTD, annualized)

-4.12%-927 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets5.15%5.31%5.82%5.01%-4.12%-927 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-26.65%n/an/a
Loan Growth (YoY)n/an/an/an/a-70.17%n/an/a
Share Growth (YoY)n/an/an/an/a8.00%n/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.85%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.55%0.57%0.55%0.54%12.44%+1,190 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares116.86%114.07%107.74%108.79%32.28%-8,458 bps
Liquid Assets / Assets0.49%0.48%2.17%0.42%62.57%+6,208 bps