Swayzee, IN · Cert 15687 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Grant Cnty St Bancshares Emp STK Ownership Plan
State charter, non-member · FDIC · 3 branches
Q2 2026
$395.7MAssets
$325.6MLoans
$308.2MDeposits
$46.3MEquity
Executive Summary
Strongest standing: efficiency ratio outperforms 100% of banks under $1B in assets operating in a single state (rank 3 of 746).
Widest gap: nonperforming loans / loans trails 91% of banks under $1B in assets operating in a single state (rank 676 of 743).
Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.37%
Rank 20 of 746
Net Interest Margin
3.94%
Rank 274 of 746
Efficiency Ratio
21.33%
Rank 3 of 746
Equity / Assets
11.71%
Rank 258 of 746
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 100% of banks under $1B in assets operating in a single state