Plymouth Meetin, PA · Charter 15652
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.69% | 1.46% | 1.26% | -0.42% | 0.64% | -105 bps | |
| Return on Equity | 12.29% | 10.27% | 9.23% | -3.22% | 4.53% | -776 bps | |
| Net Interest Margin | 5.72% | 5.70% | 5.33% | 5.02% | 5.44% | -28 bps | |
| Efficiency Ratio | 73.75% | 77.83% | 79.84% | 86.02% | 80.48% | +673 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.37% | -6.27% | 4.02% | 8.98% | 3.54% | +592 bps | |
| Loan Growth (YoY) | -0.77% | -2.32% | -0.67% | 1.82% | 4.01% | +478 bps | |
| Share Growth (YoY) | -2.19% | -2.68% | 3.67% | 10.90% | 4.61% | +680 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.12% | 0.28% | 0.97% | 0.06% | 0.12% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.73% | 0.70% | 0.58% | 0.72% | 0.68% | -4 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.73% | 14.18% | 13.63% | 13.07% | 14.03% | +30 bps | |
| Net Worth / Assets | 13.73% | 14.18% | 13.63% | 13.07% | 14.03% | +30 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.59% | 82.19% | 76.97% | 73.87% | 77.15% | -44 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |