Plymouth Meetin, PA · Charter 15652
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
53
Asset Quality
82
Profitability
63
Liquidity
64
Efficiency
65
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Plymouth Meetin, PA · Charter 15652
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.69% | 1.46% | 1.26% | -0.42% | 0.64% | -105 bps | |
| Return on Equity | 12.29% | 10.27% | 9.23% | -3.22% | 4.53% | -776 bps | |
| Net Interest Margin | 5.72% | 5.70% | 5.33% | 5.02% | 5.44% | -28 bps | |
| Efficiency Ratio | 73.75% | 77.83% | 79.84% | 86.02% | 80.48% | +673 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.37% | -6.27% | 4.02% | 8.98% | 3.54% | +592 bps | |
| Loan Growth (YoY) | -0.77% | -2.32% | -0.67% | 1.82% | 4.01% | +478 bps | |
| Share Growth (YoY) | -2.19% | -2.68% | 3.67% | 10.90% | 4.61% | +680 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.12% | 0.28% | 0.97% | 0.06% | 0.12% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.73% | 0.70% | 0.58% | 0.72% | 0.68% | -4 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.73% | 14.18% | 13.63% | 13.07% | 14.03% | +30 bps | |
| Net Worth / Assets | 13.73% | 14.18% | 13.63% | 13.07% | 14.03% | +30 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.59% | 82.19% | 76.97% | 73.87% | 77.15% | -44 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Plymouth Meetin, PA · Charter 15652 · Peer group: credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17)
NCUA · 1 branch
Q2 2026
Return on Assets
0.64%
Rank 9 of 17
Net Interest Margin
5.46%
Rank 2 of 17
Efficiency Ratio
80.28%
Rank 7 of 17
Equity / Assets
14.02%
Rank 8 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.19% | 0.64% | 1.29% | Beats 47% | 9 / 17 | |
| Return on Equity | 4.59% | 1.18% | 4.37% | 6.83% | Beats 53% | 8 / 17 | |
| Net Interest Margin | 5.46% | 3.90% | 4.45% | 5.14% | Beats 88% | 2 / 17 | |
| Efficiency Ratio | 80.28% | 70.94% | 82.19% | 89.67% | Beats 65% | 7 / 17 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.11% | 0.25% | 0.67% | 1.07% | Beats 82% | 4 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 14.02% | 11.07% | 13.23% | 17.96% | Beats 53% | 8 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 14.02% | 11.07% | 13.23% | 17.96% | Beats 53% | 8 / 17 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 77.15% | 50.73% | 68.00% | 82.61% | 59th pctl | 7 / 17 | |
| Loans / Assets | 65.26% | 39.57% | 58.53% | 70.18% | 59th pctl | 7 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||