Alexandria, LA · Charter 15602
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
70
Asset Quality
86
Profitability
67
Liquidity
2
Efficiency
91
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 15602
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.70% | 2.56% | 2.27% | 2.12% | 1.63% | -108 bps | |
| Return on Equity | 12.86% | 11.76% | 10.49% | 9.71% | 7.49% | -536 bps | |
| Net Interest Margin | 3.68% | 3.78% | 3.71% | 3.61% | 3.58% | -10 bps | |
| Efficiency Ratio | 49.03% | 50.34% | 52.90% | 53.96% | 61.03% | +1,200 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.15% | 6.25% | 6.27% | 3.25% | 5.05% | -10 bps | |
| Loan Growth (YoY) | -5.59% | -5.70% | -10.34% | -6.07% | -8.95% | -336 bps | |
| Share Growth (YoY) | 3.02% | 3.75% | 4.10% | 0.36% | 3.32% | +30 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.12% | 0.10% | 0.30% | 0.04% | 0.09% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 21.04% | 21.74% | 21.67% | 21.86% | 21.71% | +67 bps | |
| Net Worth / Assets | 21.04% | 21.74% | 21.67% | 21.86% | 21.71% | +67 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 44.90% | 44.41% | 41.94% | 42.01% | 39.57% | -533 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 15602 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
Return on Assets
1.63%
Rank 5 of 57
Net Interest Margin
3.58%
Rank 41 of 57
Efficiency Ratio
61.04%
Rank 6 of 56
Equity / Assets
21.71%
Rank 17 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.63% | 0.18% | 0.61% | 1.03% | Beats 91% | 5 / 57 | |
| Return on Equity | 7.49% | 0.88% | 3.71% | 5.62% | Beats 81% | 11 / 57 | |
| Net Interest Margin | 3.58% | 3.51% | 3.94% | 4.60% | Beats 28% | 41 / 57 | |
| Efficiency Ratio | 61.04% | 76.49% | 84.29% | 92.65% | Beats 91% | 6 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.09% | 0.35% | 1.18% | 2.04% | Beats 86% | 9 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 21.71% | 11.86% | 15.46% | 23.44% | Beats 70% | 17 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 21.71% | 11.86% | 15.46% | 23.44% | Beats 70% | 17 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 39.57% | 55.77% | 71.07% | 79.18% | 11th pctl | 51 / 57 | |
| Loans / Assets | 31.02% | 44.60% | 59.45% | 67.17% | 11th pctl | 51 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||