Bank of Lake Village
Lake Village, AR · Cert 15547 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Southeast Arkansas Bank Corp.
State charter, Fed member · FED · 1 affiliate bank · 2 branches (5 in holding)
Q2 2026
$90.6MAssets
$63.0MLoans
$71.1MDeposits
$13.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 87% of banks under $1B in assets operating in a single state (rank 100 of 746).
- Widest gap: net charge-offs / loans trails 83% of banks under $1B in assets operating in a single state (rank 616 of 743).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.47%
Rank 178 of 746
Net Interest Margin
4.47%
Rank 100 of 746
Efficiency Ratio
57.54%
Rank 231 of 746
Equity / Assets
14.93%
Rank 102 of 746
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 69% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.72% | 1.06% | 1.45% | Beats 76% | 178 / 746 | |
| Return on Equity | 9.85% | 6.74% | 10.51% | 13.63% | Beats 46% | 406 / 746 | |
| Net Interest Margin | 4.47% | 3.17% | 3.68% | 4.16% | Beats 87% | 100 / 746 | |
| Efficiency Ratio | 57.54% | 55.74% | 64.58% | 75.47% | Beats 69% | 231 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.00% | 0.09% | 0.42% | 1.07% | Beats 27% | 544 / 743 | |
| Net Charge-Offs / Loans | 0.09% | 0.00% | 0.01% | 0.05% | Beats 17% | 616 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 21.01% | 11.55% | 13.75% | 17.60% | Beats 85% | 110 / 746 | |
| Total Risk-Based Capital Ratio | 22.30% | 11.71% | 14.33% | 18.43% | Beats 86% | 105 / 746 | |
| Equity / Assets | 14.93% | 8.90% | 10.51% | 13.06% | Beats 86% | 102 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 88.55% | 61.31% | 78.27% | 90.78% | 71st pctl | 219 / 746 | |
| Loans / Assets | 69.50% | 53.60% | 66.97% | 76.08% | 56th pctl | 325 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |