Lincoln, NE · Charter 15522
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.84% | 1.12% | 1.12% | 1.10% | 1.20% | +204 bps | |
| Return on Equity | -12.23% | 13.85% | 13.64% | 12.57% | 13.22% | +2,545 bps | |
| Net Interest Margin | 2.90% | 3.69% | 3.75% | 4.19% | 4.37% | +148 bps | |
| Efficiency Ratio | 125.07% | 70.51% | 70.95% | 75.22% | 71.45% | -5,362 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 47.38% | 29.89% | 10.23% | -0.43% | -9.74% | -5,712 bps | |
| Loan Growth (YoY) | 1.80% | 6.84% | 6.81% | 12.04% | 12.02% | +1,022 bps | |
| Share Growth (YoY) | 43.70% | 44.68% | 7.82% | -2.24% | -3.03% | -4,673 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.74% | 0.09% | 1.46% | 2.21% | 1.76% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.51% | 0.49% | 0.52% | 0.49% | 0.49% | -2 bps | |
| Capital | |||||||
| Risk-Based Capital | 6.91% | 8.07% | 8.25% | 8.76% | 9.07% | +216 bps | |
| Net Worth / Assets | 6.91% | 8.07% | 8.25% | 8.76% | 9.07% | +216 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.58% | 83.06% | 80.57% | 86.60% | 90.77% | +1,219 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |