PackageTrendsPeer
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Carondelet

Inglewood, CA · Charter 15500

Q2 1995

$2.4MAssets
$1.7MLoans
$2.1MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.48%.
  • Asset quality: problem loans at 2.54% of loans.
  • Funding: loans stand at 80.46% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

0.48%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets1.45%2.18%0.48%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans4.16%1.98%2.54%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.51%2.17%1.65%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares61.64%66.08%80.46%n/a
Liquid Assets / Assets36.63%34.50%27.64%n/a