Actors
New York, NY · Charter 15358 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 5 branches
Q2 2026
$331.3MAssets
$199.8MLoans
$295.7MShares
$31.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 29% of credit unions under $1B in assets in NY (rank 43 of 59).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in NY (rank 57 of 59).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.11%
Rank 51 of 59
Net Interest Margin
2.36%
Rank 57 of 59
Efficiency Ratio
81.19%
Rank 43 of 59
Equity / Assets
9.47%
Rank 56 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.11% | 0.28% | 1.01% | 1.42% | Beats 14% | 51 / 59 | |
| Return on Equity | -1.15% | 2.31% | 7.92% | 10.52% | Beats 12% | 52 / 59 | |
| Net Interest Margin | 2.36% | 3.24% | 3.66% | 4.04% | Beats 3% | 57 / 59 | |
| Efficiency Ratio | 81.19% | 63.53% | 74.15% | 82.44% | Beats 29% | 43 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.64% | 0.32% | 0.68% | 1.20% | Beats 10% | 54 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.47% | 10.94% | 13.05% | 16.06% | Beats 5% | 56 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.47% | 10.94% | 13.05% | 16.06% | Beats 5% | 56 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 67.58% | 40.49% | 57.59% | 78.86% | 64th pctl | 21 / 59 | |
| Loans / Assets | 60.31% | 33.06% | 50.92% | 63.03% | 69th pctl | 18 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |