Topeka, KS · Cert 15323 · Gideon Management L L C
State charter, non-member · FDIC · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
56
Profitability
77
Liquidity
64
Efficiency
84
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Topeka, KS · Cert 15323 · Gideon Management L L C
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Topeka, KS · 2026 SOD (annual) · 5.9% share · #3 of 30 inst. · $0.4B of $7.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.94% | 1.00% | 1.41% | 1.41% | 1.31% | 1.43% | 1.43% | 1.44% | +2 bps | |
| Return on Equity | 9.57% | 10.07% | 13.49% | 13.89% | 12.73% | 13.70% | 13.58% | 13.74% | -15 bps | |
| Net Interest Margin | 3.55% | 3.64% | 4.07% | 4.11% | 4.11% | 4.18% | 4.21% | 4.21% | +10 bps | |
| Efficiency Ratio | 66.33% | 65.73% | 58.05% | 56.80% | 58.90% | 57.08% | 54.64% | 53.61% | -319 bps | |
| Non-Interest Burden | 2.31% | 2.33% | 2.26% | 2.22% | 2.32% | 2.28% | 2.11% | 2.10% | -13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.24% | 8.45% | 4.16% | 3.13% | 1.42% | 8.18% | 11.41% | 8.52% | +538 bps | |
| Loan Growth (YoY) | 3.95% | 1.03% | 1.89% | 1.75% | 8.46% | 7.85% | 6.99% | 11.97% | +1,022 bps | |
| Deposit Growth (YoY) | 10.86% | 12.61% | 9.39% | 3.58% | 1.56% | 5.28% | 7.84% | 7.73% | +416 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.08% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.00% | -0.01% | 0.08% | 0.06% | 0.27% | 0.13% | +13 bps | |
| Allowance / Loans | 1.01% | 1.03% | 1.01% | 1.00% | 0.98% | 1.00% | 1.01% | 1.01% | +1 bps | |
| Allowance Coverage of NPLs | n/a | 12.5x | n/a | n/a | 241.9x | 366.7x | 311.2x | 443.8x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.28% | 10.61% | 10.85% | 10.64% | 10.61% | 11.00% | 10.71% | 10.90% | +26 bps | |
| Total Risk-Based Capital | 10.28% | 10.61% | 10.85% | 10.64% | 10.61% | 11.00% | 10.71% | 10.90% | +26 bps | |
| Equity / Assets | 10.11% | 10.44% | 10.39% | 9.74% | 10.78% | 10.77% | 10.29% | 10.39% | +64 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 92.30% | 90.30% | 86.15% | 85.57% | 98.57% | 92.51% | 85.47% | 88.94% | +336 bps | |
| Liquid Assets / Assets | 12.34% | 12.31% | 16.74% | 19.17% | 9.68% | 15.07% | 21.77% | 18.69% | -48 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 296% | 277% | 275% | n/a | n/a | |
Topeka, KS · Cert 15323 · Peer group: banks under $1B in assets (n=581-629) · Gideon Management L L C
State charter, non-member · FDIC · 6 branches
Q2 2026
Return on Assets
1.38%
Rank 172 of 629
Net Interest Margin
4.21%
Rank 116 of 629
Efficiency Ratio
53.61%
Rank 104 of 629
Equity / Assets
10.39%
Rank 345 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.38% | 0.60% | 1.01% | 1.45% | Beats 73% | 172 / 629 | n/a | |
| Return on Equity | 13.28% | 5.38% | 9.30% | 13.28% | Beats 75% | 158 / 629 | n/a | |
| Net Interest Margin | 4.21% | 3.03% | 3.54% | 4.05% | Beats 82% | 116 / 629 | n/a | |
| Efficiency Ratio | 53.61% | 58.35% | 67.79% | 79.08% | Beats 84% | 104 / 629 | n/a | |
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 86% | 84 / 581 | n/a | |
| Net Charge-Offs / Loans | 0.06% | n/a | 0.01% | 0.06% | Beats 26% | 432 / 581 | n/a | |
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.90% | 11.24% | 13.84% | 18.77% | Beats 21% | 500 / 629 | n/a | |
| Total Risk-Based Capital Ratio | 10.90% | 11.58% | 14.43% | 19.66% | Beats 17% | 519 / 629 | n/a | |
| Equity / Assets | 10.39% | 9.09% | 10.65% | 13.80% | Beats 45% | 345 / 629 | n/a | |
| Liquidity & Funding | ||||||||
| Loans / Deposits | 88.94% | 67.24% | 80.90% | 93.48% | 66th pctl | 201 / 594 | n/a | |
| Loans / Assets | 72.11% | 53.31% | 67.71% | 78.15% | 58th pctl | 263 / 629 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||