Meriden Postal Employees
Meriden, CT · Charter 153 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$343KAssets
$27KLoans
$271KShares
$72KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 185 of 1683).
- Widest gap: nonperforming loans / loans trails 100% of credit unions under $1B in assets (rank 1682 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-3.50%
Rank 1,661 of 1,683
Net Interest Margin
4.66%
Rank 261 of 1,683
Efficiency Ratio
175.00%
Rank 1,666 of 1,682
Equity / Assets
20.99%
Rank 185 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.50% | 0.35% | 0.74% | 1.18% | Beats 1% | 1,661 / 1,683 | |
| Return on Equity | -16.67% | 2.67% | 5.89% | 8.74% | Beats 2% | 1,646 / 1,681 | |
| Net Interest Margin | 4.66% | 3.31% | 3.82% | 4.32% | Beats 84% | 261 / 1,683 | |
| Efficiency Ratio | 175.00% | 68.91% | 78.20% | 86.93% | Beats 1% | 1,666 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 29.63% | 0.26% | 0.65% | 1.29% | Beats 0% | 1,682 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.99% | 10.44% | 12.89% | 16.53% | Beats 89% | 185 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.99% | 10.44% | 12.89% | 16.53% | Beats 89% | 185 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 9.96% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,675 / 1,683 | |
| Loans / Assets | 7.87% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,674 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |