Marion County State Bank
Pella, IA · Cert 15272 · Peer group: banks under $1B in assets in IA (n=134-135) · Pella Financial Group Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$628.6MAssets
$488.7MLoans
$546.6MDeposits
$64.2MEquity
Executive Summary
- Strongest standing: return on equity outperforms 84% of banks under $1B in assets in IA (rank 22 of 135).
- Widest gap: equity / assets trails 66% of banks under $1B in assets in IA (rank 89 of 135).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.51%
Rank 31 of 135
Net Interest Margin
3.66%
Rank 42 of 135
Efficiency Ratio
48.93%
Rank 29 of 135
Equity / Assets
10.21%
Rank 89 of 135
Non-interest income vs. expense
Unfavorable gap of $9.0M · efficiency ratio beats 79% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.51% | 0.92% | 1.19% | 1.47% | Beats 77% | 31 / 135 | |
| Return on Equity | 14.80% | 7.99% | 10.26% | 13.14% | Beats 84% | 22 / 135 | |
| Net Interest Margin | 3.66% | 2.95% | 3.41% | 3.73% | Beats 69% | 42 / 135 | |
| Efficiency Ratio | 48.93% | 50.61% | 57.35% | 63.29% | Beats 79% | 29 / 135 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.03% | 0.51% | 1.26% | Beats 59% | 56 / 134 | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.03% | Beats 51% | 68 / 134 | |
| Capital |
| Tier 1 Capital Ratio | 13.92% | 11.23% | 13.31% | 15.45% | Beats 58% | 57 / 135 | |
| Total Risk-Based Capital Ratio | 14.75% | 11.61% | 14.06% | 16.47% | Beats 59% | 56 / 135 | |
| Equity / Assets | 10.21% | 9.87% | 11.05% | 13.07% | Beats 34% | 89 / 135 | |
| Liquidity & Funding |
| Loans / Deposits | 89.40% | 68.54% | 81.55% | 91.24% | 68th pctl | 43 / 134 | |
| Loans / Assets | 77.73% | 57.61% | 68.06% | 76.23% | 79th pctl | 28 / 135 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |