Anderson, IN · Charter 15248
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
35
Profitability
20
Liquidity
16
Efficiency
35
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Anderson, IN · Charter 15248
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.76% | 0.41% | 0.42% | 0.59% | 0.70% | 0.70% | -0.16% | 0.11% | -49 bps | |
| Return on Equity | 8.85% | 4.82% | 5.11% | 7.02% | 8.42% | 8.69% | -2.08% | 1.14% | -588 bps | |
| Net Interest Margin | 3.87% | 4.07% | 4.08% | 4.39% | 4.26% | 4.05% | 3.78% | 3.90% | -49 bps | |
| Efficiency Ratio | 80.42% | 84.66% | 85.63% | 81.52% | 79.16% | 79.14% | 90.94% | 89.63% | +811 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.61% | 13.83% | 9.88% | 8.27% | 7.30% | 13.81% | 16.26% | 18.05% | +978 bps | |
| Loan Growth (YoY) | 10.10% | 9.45% | 10.37% | 20.12% | 25.56% | 32.44% | 26.96% | 19.09% | -102 bps | |
| Share Growth (YoY) | 6.02% | 12.76% | 13.70% | 12.85% | 11.78% | 11.77% | 16.26% | 16.74% | +388 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.44% | 1.35% | 1.09% | 1.09% | 1.13% | 1.30% | 1.35% | 0.89% | -21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.63% | 8.45% | 8.18% | 8.47% | 8.33% | 8.04% | 7.50% | 9.24% | +77 bps | |
| Net Worth / Assets | 8.63% | 8.45% | 8.18% | 8.47% | 8.33% | 8.04% | 7.50% | 9.24% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.14% | 74.61% | 74.55% | 87.44% | 86.65% | 88.40% | 81.41% | 89.21% | +177 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Anderson, IN · Charter 15248 · Peer group: credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17)
NCUA · 4 branches
Q2 2026
Return on Assets
0.10%
Rank 14 of 17
Net Interest Margin
3.90%
Rank 13 of 17
Efficiency Ratio
89.61%
Rank 12 of 17
Equity / Assets
9.24%
Rank 17 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.10% | 0.19% | 0.64% | 1.29% | Beats 18% | 14 / 17 | ||
| Return on Equity | 1.14% | 1.18% | 4.37% | 6.83% | Beats 18% | 14 / 17 | ||
| Net Interest Margin | 3.90% | 3.90% | 4.45% | 5.14% | Beats 24% | 13 / 17 | ||
| Efficiency Ratio | 89.61% | 70.94% | 82.19% | 89.67% | Beats 35% | 12 / 17 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.89% | 0.25% | 0.67% | 1.07% | Beats 35% | 12 / 17 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.24% | 11.07% | 13.23% | 17.96% | Beats 0% | 17 / 17 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.24% | 11.07% | 13.23% | 17.96% | Beats 0% | 17 / 17 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.21% | 50.73% | 68.00% | 82.61% | 76th pctl | 4 / 17 | ||
| Loans / Assets | 80.69% | 39.57% | 58.53% | 70.18% | 88th pctl | 2 / 17 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||