Chicago, IL · Charter 15240
NCUA · 1 branch
Q3 2024
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -5.37% | -5.11% | -3.36% | -2255% | -2632% | -262,708 bps | |
| Return on Equity | -5.56% | -5.20% | -3.42% | -2255% | -2632% | -262,689 bps | |
| Net Interest Margin | 1.60% | 1.24% | 0.04% | 0.96% | 0.00% | -160 bps | |
| Efficiency Ratio | 427% | 500% | 9375% | 235700% | n/a | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -75.87% | -76.62% | -75.24% | -97.55% | -98.59% | -2,272 bps | |
| Loan Growth (YoY) | -100.00% | -100.00% | -100.00% | -100.00% | n/a | n/a | |
| Share Growth (YoY) | -98.89% | -99.48% | -99.48% | -100.00% | -100.00% | -111 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 96.54% | 98.32% | 98.41% | 100.00% | 100.00% | +346 bps | |
| Net Worth / Assets | 96.54% | 98.32% | 98.41% | 100.00% | 100.00% | +346 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | n/a | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |