Moffat County Schools
Craig, CO · Charter 15230 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.7MAssets
$1.9MLoans
$5.0MShares
$752KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 74% of credit unions under $1B in assets (rank 1241 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.63%
Rank 979 of 1,683
Net Interest Margin
4.04%
Rank 640 of 1,683
Efficiency Ratio
86.44%
Rank 1,241 of 1,682
Equity / Assets
13.09%
Rank 803 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.35% | 0.74% | 1.18% | Beats 42% | 979 / 1,683 | |
| Return on Equity | 4.79% | 2.67% | 5.89% | 8.74% | Beats 42% | 976 / 1,681 | |
| Net Interest Margin | 4.04% | 3.31% | 3.82% | 4.32% | Beats 62% | 640 / 1,683 | |
| Efficiency Ratio | 86.44% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,241 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.09% | 10.44% | 12.89% | 16.53% | Beats 52% | 803 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.09% | 10.44% | 12.89% | 16.53% | Beats 52% | 803 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 39.05% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,510 / 1,683 | |
| Loans / Assets | 33.83% | 44.71% | 59.18% | 70.72% | 11th pctl | 1,494 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |