Chase, LA · Charter 15211
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.94% | 0.39% | 0.01% | 0.53% | -37 bps | |
| Return on Equity | 5.76% | 5.95% | 2.58% | 0.05% | 3.28% | -248 bps | |
| Net Interest Margin | 3.15% | 3.07% | 2.40% | 2.94% | 3.14% | -1 bps | |
| Efficiency Ratio | 70.80% | 69.53% | 83.41% | 75.98% | 69.60% | -119 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.10% | 6.21% | 8.74% | 3.83% | -1.61% | -570 bps | |
| Loan Growth (YoY) | 0.04% | -1.56% | -5.06% | -11.52% | -13.38% | -1,343 bps | |
| Share Growth (YoY) | 4.69% | 7.81% | 9.96% | 4.27% | -2.05% | -674 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.43% | 0.43% | 0.71% | 0.59% | 0.48% | -94 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | -0.03% | -0.04% | -0.03% | -0.01% | 0.10% | +13 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.70% | 15.77% | 15.10% | 15.21% | 16.18% | +47 bps | |
| Net Worth / Assets | 15.70% | 15.77% | 15.10% | 15.21% | 16.18% | +47 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 97.43% | 92.75% | 88.59% | 83.22% | 86.16% | -1,127 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |