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Glen Allen, VA · Charter 15209 · Peer group: credit unions under $1B in assets in the Richmond, VA area (n=16)
NCUA · 10 branches
Q2 2026
$557.1MAssets
$271.9MLoans
$497.7MShares
$58.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 75% of credit unions under $1B in assets in the Richmond, VA area (rank 5 of 16).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in the Richmond, VA area (rank 15 of 16).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.28%
Rank 13 of 16
Net Interest Margin
3.22%
Rank 15 of 16
Efficiency Ratio
91.21%
Rank 14 of 16
Equity / Assets
10.47%
Rank 11 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.51% | 0.86% | 1.14% | Beats 19% | 13 / 16 | |
| Return on Equity | 2.69% | 2.74% | 6.89% | 10.47% | Beats 19% | 13 / 16 | |
| Net Interest Margin | 3.22% | 3.59% | 3.78% | 5.26% | Beats 6% | 15 / 16 | |
| Efficiency Ratio | 91.21% | 72.78% | 78.57% | 80.89% | Beats 19% | 14 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.60% | 1.42% | 1.93% | Beats 75% | 5 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.47% | 10.18% | 10.87% | 18.48% | Beats 31% | 11 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.47% | 10.18% | 10.87% | 18.48% | Beats 31% | 11 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 54.63% | 55.40% | 64.78% | 71.88% | 19th pctl | 13 / 16 | |
| Loans / Assets | 48.81% | 48.81% | 51.73% | 64.39% | 25th pctl | 12 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |