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Tallahassee, FL · Charter 15175 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$87.4MAssets
$61.0MLoans
$77.8MShares
$8.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 58% of credit unions under $1B in assets (rank 715 of 1683).
- Widest gap: return on assets trails 86% of credit unions under $1B in assets (rank 1443 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.10%
Rank 1,443 of 1,683
Net Interest Margin
3.94%
Rank 715 of 1,683
Efficiency Ratio
89.02%
Rank 1,350 of 1,682
Equity / Assets
10.07%
Rank 1,325 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.10% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,443 / 1,683 | | |
| Return on Equity | 1.02% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,427 / 1,681 | | |
| Net Interest Margin | 3.94% | 3.31% | 3.82% | 4.32% | Beats 58% | 715 / 1,683 | | |
| Efficiency Ratio | 89.02% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,350 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.26% | 0.65% | 1.29% | Beats 37% | 1,061 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.07% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,325 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.07% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,325 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.33% | 52.61% | 69.38% | 83.50% | 66th pctl | 565 / 1,683 | | |
| Loans / Assets | 69.70% | 44.71% | 59.18% | 70.72% | 73rd pctl | 456 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |