Alvin, TX · Charter 15143
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.85% | 0.92% | 0.44% | 1.20% | 0.82% | -2 bps | |
| Return on Equity | 6.54% | 6.96% | 3.48% | 9.35% | 6.41% | -13 bps | |
| Net Interest Margin | 3.83% | 3.87% | 3.75% | 3.70% | 3.71% | -12 bps | |
| Efficiency Ratio | 81.16% | 81.67% | 89.72% | 76.89% | 82.47% | +131 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.50% | 0.89% | 4.80% | 1.99% | 3.99% | +248 bps | |
| Loan Growth (YoY) | -1.37% | -2.72% | -4.80% | -5.72% | -8.54% | -717 bps | |
| Share Growth (YoY) | 0.49% | -0.15% | 4.45% | 1.11% | 2.88% | +239 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.47% | 0.78% | 0.61% | 0.56% | 0.77% | +31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.93% | 13.27% | 12.63% | 12.85% | 12.87% | -6 bps | |
| Net Worth / Assets | 12.93% | 13.27% | 12.63% | 12.85% | 12.87% | -6 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.08% | 63.75% | 60.30% | 58.78% | 56.97% | -711 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |