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Lacombe, LA · Charter 15089 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$779KAssets
$386KLoans
$706KShares
$73KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 120 of 1683).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets (rank 1455 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.77%
Rank 809 of 1,683
Net Interest Margin
5.13%
Rank 120 of 1,683
Efficiency Ratio
85.00%
Rank 1,182 of 1,682
Equity / Assets
9.37%
Rank 1,455 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.77% | 0.35% | 0.74% | 1.18% | Beats 52% | 809 / 1,683 | |
| Return on Equity | 8.22% | 2.67% | 5.89% | 8.74% | Beats 71% | 483 / 1,681 | |
| Net Interest Margin | 5.13% | 3.31% | 3.82% | 4.32% | Beats 93% | 120 / 1,683 | |
| Efficiency Ratio | 85.00% | 68.91% | 78.20% | 86.93% | Beats 30% | 1,182 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.26% | 0.65% | 1.29% | Beats 58% | 708 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.37% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,455 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.37% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,455 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.67% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,220 / 1,683 | |
| Loans / Assets | 49.55% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,134 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |