Dedham Town Employees Dedham, MA · Charter 15073 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$9.3M Assets
$2.0M Loans
$8.0M Shares
$1.3M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 22 of 66). Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 64 of 66). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.45%
Rank 45 of 66
Net Interest Margin
3.62%
Rank 22 of 66
Efficiency Ratio
85.31%
Rank 46 of 66
Equity / Assets
13.87%
Rank 32 of 66
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.45% 0.38% 0.59% 1.00% Beats 32% 45 / 66 Return on Equity 3.26% 2.62% 4.89% 6.39% Beats 33% 44 / 66 Net Interest Margin 3.62% 2.83% 3.27% 3.84% Beats 67% 22 / 66 Efficiency Ratio 85.31% 68.43% 80.15% 87.18% Beats 32% 46 / 66 Asset Quality Nonperforming Loans / Loans 2.35% 0.08% 0.48% 1.18% Beats 5% 64 / 66 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 13.87% 9.84% 13.79% 17.21% Beats 52% 32 / 66 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 13.87% 9.84% 13.79% 17.21% Beats 52% 32 / 66 Liquidity & Funding Loans / Deposits 24.52% 50.73% 71.54% 81.61% 3rd pctl 64 / 66 Loans / Assets 21.07% 40.53% 57.05% 68.92% 5th pctl 63 / 66 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11