Peoples Community Bank, The
Mazomanie, WI · Cert 15046 · Peer group: banks under $1B in assets in WI (n=109-112) · Peoples Cmty Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$388.8MAssets
$250.3MLoans
$339.7MDeposits
$46.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 79% of banks under $1B in assets in WI (rank 24 of 112).
- Widest gap: total risk-based capital ratio trails 62% of banks under $1B in assets in WI (rank 69 of 112).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.60%
Rank 24 of 112
Net Interest Margin
3.47%
Rank 65 of 112
Efficiency Ratio
55.86%
Rank 32 of 112
Equity / Assets
11.93%
Rank 40 of 112
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 72% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 0.85% | 1.17% | 1.51% | Beats 79% | 24 / 112 | | |
| Return on Equity | 13.37% | 7.87% | 10.91% | 13.85% | Beats 71% | 32 / 112 | | |
| Net Interest Margin | 3.47% | 3.19% | 3.59% | 3.89% | Beats 42% | 65 / 112 | | |
| Efficiency Ratio | 55.86% | 54.87% | 62.73% | 72.61% | Beats 72% | 32 / 112 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.03% | 0.22% | 0.91% | Beats 57% | 48 / 109 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 47% | 59 / 109 | | |
| Capital |
| Tier 1 Capital Ratio | 12.76% | 11.22% | 12.95% | 15.76% | Beats 48% | 58 / 112 | | |
| Total Risk-Based Capital Ratio | 12.76% | 11.57% | 13.59% | 16.73% | Beats 38% | 69 / 112 | | |
| Equity / Assets | 11.93% | 9.17% | 10.74% | 13.13% | Beats 64% | 40 / 112 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.69% | 75.89% | 86.36% | 98.49% | 22nd pctl | 87 / 111 | | |
| Loans / Assets | 64.39% | 64.03% | 71.52% | 78.98% | 26th pctl | 83 / 112 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |