Peoples Community Bank, The
Mazomanie, WI · Cert 15046 · Peer group: banks under $1B in assets in WI (n=110-113) · Peoples Cmty Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$388.8MAssets
$250.3MLoans
$339.7MDeposits
$46.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 78% of banks under $1B in assets in WI (rank 25 of 113).
- Widest gap: total risk-based capital ratio trails 62% of banks under $1B in assets in WI (rank 70 of 113).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.60%
Rank 25 of 113
Net Interest Margin
3.47%
Rank 66 of 113
Efficiency Ratio
55.86%
Rank 33 of 113
Equity / Assets
11.93%
Rank 41 of 113
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 72% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 0.85% | 1.17% | 1.51% | Beats 78% | 25 / 113 | | |
| Return on Equity | 13.37% | 7.70% | 10.77% | 13.67% | Beats 72% | 32 / 113 | | |
| Net Interest Margin | 3.47% | 3.19% | 3.59% | 3.89% | Beats 42% | 66 / 113 | | |
| Efficiency Ratio | 55.86% | 54.61% | 62.43% | 71.88% | Beats 72% | 33 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.03% | 0.24% | 0.91% | Beats 57% | 48 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 46% | 60 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 12.76% | 11.22% | 12.95% | 15.76% | Beats 48% | 59 / 113 | | |
| Total Risk-Based Capital Ratio | 12.76% | 11.57% | 13.59% | 16.73% | Beats 38% | 70 / 113 | | |
| Equity / Assets | 11.93% | 9.17% | 10.74% | 13.13% | Beats 64% | 41 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.69% | 76.54% | 86.37% | 98.93% | 21st pctl | 88 / 112 | | |
| Loans / Assets | 64.39% | 63.07% | 71.33% | 78.84% | 27th pctl | 83 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |