Kish Bank
Belleville, PA · Cert 14969 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Kish Bcorp Inc.
State charter, non-member · FDIC · 17 branches
Q2 2026
$2.1BAssets
$1.8BLoans
$1.5BDeposits
$175.1MEquity
Executive Summary
- Strongest standing: return on equity outperforms 64% of banks $1B-$10B in assets operating in a single state (rank 92 of 258).
- Widest gap: tier 1 capital ratio trails 91% of banks $1B-$10B in assets operating in a single state (rank 235 of 258).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.13%
Rank 144 of 258
Net Interest Margin
3.35%
Rank 157 of 258
Efficiency Ratio
61.25%
Rank 138 of 257
Equity / Assets
8.40%
Rank 226 of 258
Non-interest income vs. expense
Unfavorable gap of $36.2M · efficiency ratio beats 47% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.93% | 1.23% | 1.54% | Beats 44% | 144 / 258 | | |
| Return on Equity | 13.51% | 9.26% | 11.84% | 14.74% | Beats 64% | 92 / 258 | | |
| Net Interest Margin | 3.35% | 3.16% | 3.49% | 3.88% | Beats 39% | 157 / 258 | | |
| Efficiency Ratio | 61.25% | 51.71% | 60.30% | 69.65% | Beats 47% | 138 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.19% | 0.46% | 0.90% | Beats 37% | 163 / 258 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 61% | 101 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 10.08% | 11.41% | 12.98% | 15.12% | Beats 9% | 235 / 258 | | |
| Total Risk-Based Capital Ratio | 10.87% | 12.10% | 13.91% | 16.08% | Beats 16% | 218 / 258 | | |
| Equity / Assets | 8.40% | 9.09% | 10.24% | 11.72% | Beats 12% | 226 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 117.33% | 73.24% | 86.34% | 95.95% | 96th pctl | 11 / 258 | | |
| Loans / Assets | 85.44% | 63.01% | 72.27% | 78.40% | 95th pctl | 14 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |