Burlington Municipal Employees
Burlington, MA · Charter 14865 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 2 branches
Q2 2026
$11.0MAssets
$4.9MLoans
$9.2MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 2 of 66).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 66 of 66).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.38%
Rank 49 of 66
Net Interest Margin
0.66%
Rank 66 of 66
Efficiency Ratio
47.50%
Rank 2 of 66
Equity / Assets
15.26%
Rank 29 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.38% | 0.59% | 1.00% | Beats 26% | 49 / 66 | |
| Return on Equity | 2.51% | 2.62% | 4.89% | 6.39% | Beats 23% | 51 / 66 | |
| Net Interest Margin | 0.66% | 2.83% | 3.27% | 3.84% | Beats 0% | 66 / 66 | |
| Efficiency Ratio | 47.50% | 68.43% | 80.15% | 87.18% | Beats 98% | 2 / 66 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.08% | 0.48% | 1.18% | Beats 48% | 35 / 66 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.26% | 9.84% | 13.79% | 17.21% | Beats 56% | 29 / 66 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.26% | 9.84% | 13.79% | 17.21% | Beats 56% | 29 / 66 | |
| Liquidity & Funding |
| Loans / Deposits | 53.49% | 50.73% | 71.54% | 81.61% | 29th pctl | 47 / 66 | |
| Loans / Assets | 45.16% | 40.53% | 57.05% | 68.92% | 29th pctl | 47 / 66 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |