Rah
Randolph, MA · Charter 14845 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$23.9MAssets
$17.0MLoans
$21.2MShares
$2.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 297 of 1682).
- Widest gap: equity / assets trails 68% of credit unions under $1B in assets (rank 1142 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.75%
Rank 825 of 1,683
Net Interest Margin
3.62%
Rank 1,021 of 1,683
Efficiency Ratio
80.43%
Rank 957 of 1,682
Equity / Assets
11.05%
Rank 1,142 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.35% | 0.74% | 1.18% | Beats 51% | 825 / 1,683 | |
| Return on Equity | 6.81% | 2.67% | 5.89% | 8.74% | Beats 59% | 691 / 1,681 | |
| Net Interest Margin | 3.62% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,021 / 1,683 | |
| Efficiency Ratio | 80.43% | 68.91% | 78.20% | 86.93% | Beats 43% | 957 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.26% | 0.65% | 1.29% | Beats 82% | 297 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.05% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,142 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.05% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,142 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.04% | 52.61% | 69.38% | 83.50% | 70th pctl | 511 / 1,683 | |
| Loans / Assets | 71.00% | 44.71% | 59.18% | 70.72% | 76th pctl | 408 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |