Bank of Frankewing
Frankewing, TN · Cert 1484 · Peer group: banks under $1B in assets operating regionally (n=94) · Frankewing Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$413.1MAssets
$280.6MLoans
$364.6MDeposits
$47.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 76% of banks under $1B in assets operating regionally (rank 23 of 94).
- Widest gap: nonperforming loans / loans trails 99% of banks under $1B in assets operating regionally (rank 94 of 94).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.34%
Rank 84 of 94
Net Interest Margin
3.67%
Rank 53 of 94
Efficiency Ratio
85.23%
Rank 82 of 94
Equity / Assets
11.45%
Rank 23 of 94
Non-interest income vs. expense
Unfavorable gap of $12.9M · efficiency ratio beats 14% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.82% | 1.19% | 1.46% | Beats 11% | 84 / 94 | |
| Return on Equity | 2.99% | 7.85% | 11.84% | 14.03% | Beats 9% | 86 / 94 | |
| Net Interest Margin | 3.67% | 3.42% | 3.81% | 4.18% | Beats 44% | 53 / 94 | |
| Efficiency Ratio | 85.23% | 55.99% | 62.41% | 73.02% | Beats 14% | 82 / 94 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.25% | 0.19% | 0.47% | 1.14% | Beats 1% | 94 / 94 | |
| Net Charge-Offs / Loans | 0.52% | 0.00% | 0.02% | 0.05% | Beats 3% | 92 / 94 | |
| Capital |
| Tier 1 Capital Ratio | 11.25% | 10.28% | 11.95% | 15.07% | Beats 38% | 58 / 94 | |
| Total Risk-Based Capital Ratio | 11.25% | 10.31% | 12.59% | 15.88% | Beats 36% | 60 / 94 | |
| Equity / Assets | 11.45% | 8.98% | 10.21% | 11.41% | Beats 76% | 23 / 94 | |
| Liquidity & Funding |
| Loans / Deposits | 76.97% | 72.62% | 84.44% | 94.55% | 34th pctl | 62 / 94 | |
| Loans / Assets | 67.93% | 62.50% | 72.84% | 78.99% | 36th pctl | 60 / 94 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |