Danville State Savings Bank
New London, IA · Cert 14772 · Peer group: banks under $1B in assets in IA (n=134-135) · Danville Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$182.6MAssets
$106.9MLoans
$159.0MDeposits
$22.7MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 67% of banks under $1B in assets in IA (rank 44 of 135).
- Widest gap: net charge-offs / loans trails 98% of banks under $1B in assets in IA (rank 132 of 134).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.71%
Rank 116 of 135
Net Interest Margin
2.79%
Rank 110 of 135
Efficiency Ratio
73.19%
Rank 119 of 135
Equity / Assets
12.44%
Rank 44 of 135
Non-interest income vs. expense
Unfavorable gap of $3.0M · efficiency ratio beats 13% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.92% | 1.19% | 1.47% | Beats 14% | 116 / 135 | | |
| Return on Equity | 5.73% | 7.99% | 10.26% | 13.14% | Beats 10% | 122 / 135 | | |
| Net Interest Margin | 2.79% | 2.95% | 3.41% | 3.73% | Beats 19% | 110 / 135 | | |
| Efficiency Ratio | 73.19% | 50.61% | 57.35% | 63.29% | Beats 13% | 119 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.27% | 0.03% | 0.51% | 1.26% | Beats 10% | 122 / 134 | | |
| Net Charge-Offs / Loans | 0.56% | n/a | 0.01% | 0.03% | Beats 2% | 132 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 12.38% | 11.23% | 13.31% | 15.45% | Beats 36% | 86 / 135 | | |
| Total Risk-Based Capital Ratio | 12.38% | 11.61% | 14.06% | 16.47% | Beats 30% | 94 / 135 | | |
| Equity / Assets | 12.44% | 9.87% | 11.05% | 13.07% | Beats 67% | 44 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.25% | 68.54% | 81.55% | 91.24% | 22nd pctl | 104 / 134 | | |
| Loans / Assets | 58.54% | 57.61% | 68.06% | 76.23% | 27th pctl | 99 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |