Los Angeles, CA · Charter 14723
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
27
Asset Quality
68
Profitability
15
Liquidity
55
Efficiency
27
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 14723
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.16% | 0.15% | 0.11% | 0.00% | -0.04% | -20 bps | |
| Return on Equity | 1.80% | 1.68% | 1.07% | 0.01% | -0.43% | -223 bps | |
| Net Interest Margin | 1.53% | 1.52% | 1.67% | 1.78% | 1.63% | +10 bps | |
| Efficiency Ratio | 87.07% | 85.62% | 88.03% | 86.18% | 91.93% | +486 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.04% | -2.33% | -8.65% | -10.35% | -5.14% | -619 bps | |
| Loan Growth (YoY) | 69.29% | 56.51% | 22.36% | -5.43% | -6.33% | -7,562 bps | |
| Share Growth (YoY) | 1.78% | -1.48% | -1.51% | -2.30% | -1.64% | -341 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.27% | 0.21% | 0.29% | 0.32% | 0.30% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.99% | 8.96% | 9.89% | 10.01% | 9.47% | +48 bps | |
| Net Worth / Assets | 8.99% | 8.96% | 9.89% | 10.01% | 9.47% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 49.71% | 48.28% | 48.99% | 48.58% | 47.34% | -237 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 14723 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.04%
Rank 49 of 62
Net Interest Margin
1.63%
Rank 61 of 62
Efficiency Ratio
91.89%
Rank 46 of 62
Equity / Assets
9.47%
Rank 45 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.04% | 0.01% | 0.47% | 0.92% | Beats 21% | 49 / 62 | |
| Return on Equity | -0.43% | 0.18% | 3.35% | 5.66% | Beats 21% | 49 / 62 | |
| Net Interest Margin | 1.63% | 2.88% | 3.31% | 3.93% | Beats 2% | 61 / 62 | |
| Efficiency Ratio | 91.89% | 71.17% | 84.14% | 92.47% | Beats 27% | 46 / 62 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.30% | 0.22% | 0.52% | 0.99% | Beats 68% | 21 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.47% | 9.30% | 12.20% | 16.33% | Beats 27% | 45 / 62 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.47% | 9.30% | 12.20% | 16.33% | Beats 27% | 45 / 62 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 47.34% | 48.69% | 57.00% | 84.55% | 23rd pctl | 48 / 62 | |
| Loans / Assets | 34.58% | 42.93% | 53.05% | 69.62% | 19th pctl | 50 / 62 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||