Bank of New Madrid
New Madrid, MO · Cert 14701 · Peer group: banks under $1B in assets in MO (n=82-83) · Dixie Bancshares Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
$116.6MAssets
$66.5MLoans
$98.9MDeposits
$16.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of banks under $1B in assets in MO (rank 16 of 82).
- Widest gap: return on equity trails 67% of banks under $1B in assets in MO (rank 56 of 83).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.53%
Rank 30 of 83
Net Interest Margin
4.04%
Rank 29 of 83
Efficiency Ratio
57.67%
Rank 39 of 83
Equity / Assets
14.08%
Rank 16 of 83
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 54% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.96% | 1.32% | 1.75% | Beats 64% | 30 / 83 | |
| Return on Equity | 10.88% | 9.66% | 12.96% | 15.76% | Beats 33% | 56 / 83 | |
| Net Interest Margin | 4.04% | 3.35% | 3.85% | 4.16% | Beats 65% | 29 / 83 | |
| Efficiency Ratio | 57.67% | 49.83% | 58.83% | 68.51% | Beats 54% | 39 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.08% | 0.51% | 1.01% | Beats 82% | 16 / 82 | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.01% | 0.06% | Beats 35% | 54 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 14.11% | 11.01% | 12.49% | 14.98% | Beats 66% | 28 / 83 | |
| Total Risk-Based Capital Ratio | 14.11% | 11.13% | 13.01% | 15.10% | Beats 60% | 33 / 83 | |
| Equity / Assets | 14.08% | 8.83% | 10.71% | 13.29% | Beats 81% | 16 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 67.22% | 69.28% | 83.22% | 91.21% | 21st pctl | 65 / 82 | |
| Loans / Assets | 56.99% | 59.34% | 71.15% | 78.36% | 20th pctl | 66 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |