Bank of Crockett
Bells, TN · Cert 1468 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Security Bcorp of TN Inc.
State charter, Fed member · FED · 3 affiliate banks · 5 branches (21 in holding)
Q2 2026
$299.1MAssets
$205.8MLoans
$266.3MDeposits
$29.9MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of banks under $1B in assets operating in a single state (rank 42 of 746).
- Widest gap: equity / assets trails 58% of banks under $1B in assets operating in a single state (rank 430 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.48%
Rank 176 of 746
Net Interest Margin
3.83%
Rank 318 of 746
Efficiency Ratio
44.03%
Rank 42 of 746
Equity / Assets
9.98%
Rank 430 of 746
Non-interest income vs. expense
Unfavorable gap of $4.6M · efficiency ratio beats 95% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.72% | 1.06% | 1.45% | Beats 76% | 176 / 746 | | |
| Return on Equity | 14.80% | 6.74% | 10.51% | 13.63% | Beats 82% | 138 / 746 | | |
| Net Interest Margin | 3.83% | 3.17% | 3.68% | 4.16% | Beats 57% | 318 / 746 | | |
| Efficiency Ratio | 44.03% | 55.74% | 64.58% | 75.47% | Beats 95% | 42 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.09% | 0.42% | 1.07% | Beats 60% | 300 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 59% | 306 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.31% | 11.55% | 13.75% | 17.60% | Beats 45% | 410 / 746 | | |
| Total Risk-Based Capital Ratio | 14.56% | 11.71% | 14.33% | 18.43% | Beats 51% | 367 / 746 | | |
| Equity / Assets | 9.98% | 8.90% | 10.51% | 13.06% | Beats 42% | 430 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.30% | 61.31% | 78.27% | 90.78% | 49th pctl | 384 / 746 | | |
| Loans / Assets | 68.83% | 53.60% | 66.97% | 76.08% | 55th pctl | 339 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |