Bank of Crockett
Bells, TN · Cert 1468 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · Security Bcorp of TN Inc.
State charter, Fed member · FED · 3 affiliate banks · 5 branches (21 in holding)
Q2 2026
$299.1MAssets
$205.8MLoans
$266.3MDeposits
$29.9MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of banks under $1B in assets operating in a single state (rank 47 of 755).
- Widest gap: equity / assets trails 59% of banks under $1B in assets operating in a single state (rank 447 of 755).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.48%
Rank 177 of 755
Net Interest Margin
3.83%
Rank 321 of 755
Efficiency Ratio
44.03%
Rank 47 of 755
Equity / Assets
9.98%
Rank 447 of 755
Non-interest income vs. expense
Unfavorable gap of $4.6M · efficiency ratio beats 94% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.72% | 1.06% | 1.45% | Beats 77% | 177 / 755 | |
| Return on Equity | 14.80% | 6.66% | 10.44% | 13.61% | Beats 81% | 141 / 755 | |
| Net Interest Margin | 3.83% | 3.15% | 3.68% | 4.17% | Beats 57% | 321 / 755 | |
| Efficiency Ratio | 44.03% | 55.75% | 64.78% | 75.61% | Beats 94% | 47 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.09% | 0.42% | 1.05% | Beats 59% | 313 / 751 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 60% | 305 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 13.31% | 11.56% | 13.81% | 17.74% | Beats 45% | 416 / 755 | |
| Total Risk-Based Capital Ratio | 14.56% | 11.72% | 14.46% | 18.53% | Beats 51% | 373 / 755 | |
| Equity / Assets | 9.98% | 8.93% | 10.56% | 13.13% | Beats 41% | 447 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 77.30% | 62.43% | 78.62% | 91.00% | 48th pctl | 396 / 755 | |
| Loans / Assets | 68.83% | 54.70% | 67.27% | 76.55% | 54th pctl | 349 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |