Cleveland-Bradley Cty Teacher
Cleveland, TN · Charter 14677 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$74.1MAssets
$24.0MLoans
$63.9MShares
$9.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 85% of credit unions under $1B in assets (rank 254 of 1682).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets (rank 1581 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.05%
Rank 548 of 1,683
Net Interest Margin
2.67%
Rank 1,581 of 1,683
Efficiency Ratio
63.40%
Rank 254 of 1,682
Equity / Assets
12.88%
Rank 844 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 548 / 1,683 | | |
| Return on Equity | 8.15% | 2.67% | 5.89% | 8.74% | Beats 71% | 493 / 1,681 | | |
| Net Interest Margin | 2.67% | 3.31% | 3.82% | 4.32% | Beats 6% | 1,581 / 1,683 | | |
| Efficiency Ratio | 63.40% | 68.91% | 78.20% | 86.93% | Beats 85% | 254 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.26% | 0.65% | 1.29% | Beats 58% | 700 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.88% | 10.44% | 12.89% | 16.53% | Beats 50% | 844 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.88% | 10.44% | 12.89% | 16.53% | Beats 50% | 844 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 37.49% | 52.61% | 69.38% | 83.50% | 9th pctl | 1,528 / 1,683 | | |
| Loans / Assets | 32.36% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,516 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |