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Warner Robins, GA · Charter 14670 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$42.9MAssets
$19.9MLoans
$37.1MShares
$5.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions under $1B in assets (rank 137 of 1682).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1471 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.60%
Rank 201 of 1,683
Net Interest Margin
3.35%
Rank 1,247 of 1,683
Efficiency Ratio
56.53%
Rank 137 of 1,682
Equity / Assets
13.51%
Rank 744 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 0.35% | 0.74% | 1.18% | Beats 88% | 201 / 1,683 | |
| Return on Equity | 11.83% | 2.67% | 5.89% | 8.74% | Beats 91% | 151 / 1,681 | |
| Net Interest Margin | 3.35% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,247 / 1,683 | |
| Efficiency Ratio | 56.53% | 68.91% | 78.20% | 86.93% | Beats 92% | 137 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.17% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,471 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.51% | 10.44% | 12.89% | 16.53% | Beats 56% | 744 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.51% | 10.44% | 12.89% | 16.53% | Beats 56% | 744 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 53.66% | 52.61% | 69.38% | 83.50% | 26th pctl | 1,242 / 1,683 | |
| Loans / Assets | 46.34% | 44.71% | 59.18% | 70.72% | 28th pctl | 1,217 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |