Bank of Prairie Du Sac
Prairie Du Sac, WI · Cert 14660 · Peer group: banks under $1B in assets in WI (n=110-113) · Ploetz Investments Partnership
State charter, non-member · FDIC · 2 branches
Q2 2026
$744.5MAssets
$393.5MLoans
$644.3MDeposits
$97.1MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of banks under $1B in assets in WI (rank 8 of 113).
- Widest gap: net interest margin trails 91% of banks under $1B in assets in WI (rank 103 of 113).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.59%
Rank 26 of 113
Net Interest Margin
2.83%
Rank 103 of 113
Efficiency Ratio
40.58%
Rank 8 of 113
Equity / Assets
13.05%
Rank 30 of 113
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 94% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.59% | 0.85% | 1.17% | 1.51% | Beats 77% | 26 / 113 | | |
| Return on Equity | 12.20% | 7.70% | 10.77% | 13.67% | Beats 62% | 43 / 113 | | |
| Net Interest Margin | 2.83% | 3.19% | 3.59% | 3.89% | Beats 9% | 103 / 113 | | |
| Efficiency Ratio | 40.58% | 54.61% | 62.43% | 71.88% | Beats 94% | 8 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.24% | 0.91% | Beats 85% | 18 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 65% | 40 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 21.84% | 11.22% | 12.95% | 15.76% | Beats 88% | 14 / 113 | | |
| Total Risk-Based Capital Ratio | 23.03% | 11.57% | 13.59% | 16.73% | Beats 88% | 14 / 113 | | |
| Equity / Assets | 13.05% | 9.17% | 10.74% | 13.13% | Beats 73% | 30 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.07% | 76.54% | 86.37% | 98.93% | 10th pctl | 101 / 112 | | |
| Loans / Assets | 52.84% | 63.07% | 71.33% | 78.84% | 11th pctl | 101 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |