Newfield National Bank

Newfield, NJ · Cert 14646 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31) · Newfield Bcorp Inc.

National charter · OCC · 9 branches

Q2 2026

$889.1MAssets

$464.0MLoans

$784.6MDeposits

$68.8MEquity

Executive Summary

Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 16 of 27).
Widest gap: equity / assets trails 90% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 28 of 31).
Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

0.73%

Rank 20 of 31

Net Interest Margin

2.93%

Rank 20 of 31

Efficiency Ratio

73.46%

Rank 19 of 31

Equity / Assets

7.74%

Rank 28 of 31

Non-interest income vs. expense

Unfavorable gap of $19.4M · efficiency ratio beats 42% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	0.73%	0.63%	0.93%	2.39%	Beats 35%	20 / 31
Return on Equity	9.44%	4.15%	7.07%	14.29%	Beats 61%	12 / 31
Net Interest Margin	2.93%	2.72%	3.26%	3.84%	Beats 35%	20 / 31
Efficiency Ratio	73.46%	49.04%	63.83%	80.34%	Beats 42%	19 / 31
Asset Quality
Nonperforming Loans / Loans	0.02%	0.00%	0.24%	1.22%	Beats 74%	8 / 27
Net Charge-Offs / Loans	0.00%	n/a	n/a	0.01%	Beats 100%	16 / 27
Capital
Tier 1 Capital Ratio	18.68%	13.01%	19.43%	42.39%	Beats 45%	17 / 31
Total Risk-Based Capital Ratio	19.93%	13.95%	20.55%	43.38%	Beats 45%	17 / 31
Equity / Assets	7.74%	9.21%	12.36%	21.28%	Beats 10%	28 / 31
Liquidity & Funding
Loans / Deposits	59.14%	52.41%	83.15%	99.86%	26th pctl	23 / 31
Loans / Assets	52.19%	37.80%	67.87%	79.23%	29th pctl	22 / 31
Brokered Deposits / Deposits	n/a	Not reported for this institution