Wvu Employees
Morgantown, WV · Charter 14611 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$67.8MAssets
$36.0MLoans
$51.6MShares
$15.5MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 99% of credit unions under $1B in assets (rank 21 of 1683).
- Widest gap: nonperforming loans / loans trails 22% of credit unions under $1B in assets (rank 375 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.64%
Rank 21 of 1,683
Net Interest Margin
4.60%
Rank 283 of 1,683
Efficiency Ratio
40.93%
Rank 21 of 1,682
Equity / Assets
22.84%
Rank 143 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.64% | 0.35% | 0.74% | 1.18% | Beats 99% | 21 / 1,683 | |
| Return on Equity | 11.56% | 2.67% | 5.89% | 8.74% | Beats 90% | 164 / 1,681 | |
| Net Interest Margin | 4.60% | 3.31% | 3.82% | 4.32% | Beats 83% | 283 / 1,683 | |
| Efficiency Ratio | 40.93% | 68.91% | 78.20% | 86.93% | Beats 99% | 21 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 375 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.84% | 10.44% | 12.89% | 16.53% | Beats 92% | 143 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.84% | 10.44% | 12.89% | 16.53% | Beats 92% | 143 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.72% | 52.61% | 69.38% | 83.50% | 51st pctl | 832 / 1,683 | |
| Loans / Assets | 53.07% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,024 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |