Tulsa, OK · Charter 14610
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.65% | 0.71% | 0.01% | 0.55% | 0.52% | -113 bps | |
| Return on Equity | 21.33% | 9.95% | 0.13% | 8.98% | 8.94% | -1,238 bps | |
| Net Interest Margin | 3.60% | 2.95% | 2.49% | 2.57% | 4.03% | +43 bps | |
| Efficiency Ratio | 55.85% | 76.58% | 99.66% | 78.53% | 53.01% | -284 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.71% | 3.89% | 4.33% | 11.56% | 14.71% | +1,000 bps | |
| Loan Growth (YoY) | 27.47% | 9.72% | -2.49% | -1.04% | -0.50% | -2,796 bps | |
| Share Growth (YoY) | 4.32% | 4.27% | 4.63% | 12.64% | 17.12% | +1,280 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.05% | 3.70% | 7.36% | 6.31% | 0.59% | -446 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.69% | 0.54% | 0.62% | 0.56% | 1.46% | -23 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.73% | 7.15% | 6.55% | 6.13% | 5.78% | -194 bps | |
| Net Worth / Assets | 7.73% | 7.15% | 6.55% | 6.13% | 5.78% | -194 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.35% | 53.77% | 46.11% | 46.58% | 52.97% | -938 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |