Clarkson Bank
Clarkson, NE · Cert 14581 · Peer group: banks under $1B in assets in NE (n=83) · Clarkson Bancshares LLC
State charter, non-member · FDIC · 1 branch
Q2 2026
$81.4MAssets
$43.4MLoans
$70.7MDeposits
$8.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: total risk-based capital ratio trails 76% of banks under $1B in assets in NE (rank 63 of 83).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.65%
Rank 13 of 83
Net Interest Margin
3.45%
Rank 52 of 83
Efficiency Ratio
45.66%
Rank 12 of 83
Equity / Assets
10.08%
Rank 61 of 83
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 87% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.65% | 0.93% | 1.20% | 1.51% | Beats 84% | 13 / 83 | | |
| Return on Equity | 16.41% | 8.04% | 10.34% | 13.11% | Beats 94% | 5 / 83 | | |
| Net Interest Margin | 3.45% | 3.25% | 3.62% | 4.02% | Beats 37% | 52 / 83 | | |
| Efficiency Ratio | 45.66% | 51.13% | 59.95% | 67.19% | Beats 87% | 12 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.00% | 0.19% | 0.96% | Beats 52% | 41 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 11.04% | 10.94% | 13.24% | 16.62% | Beats 25% | 62 / 83 | | |
| Total Risk-Based Capital Ratio | 11.04% | 11.04% | 13.54% | 17.63% | Beats 24% | 63 / 83 | | |
| Equity / Assets | 10.08% | 9.90% | 11.31% | 13.84% | Beats 27% | 61 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.37% | 71.97% | 83.15% | 92.22% | 16th pctl | 70 / 83 | | |
| Loans / Assets | 53.28% | 57.96% | 69.15% | 77.64% | 20th pctl | 66 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |