Finans
Hammond, IN · Charter 1457 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.9MAssets
$2.3MLoans
$7.9MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets (rank 538 of 1683).
- Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets (rank 1554 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.09%
Rank 1,448 of 1,683
Net Interest Margin
4.17%
Rank 538 of 1,683
Efficiency Ratio
98.29%
Rank 1,540 of 1,682
Equity / Assets
11.63%
Rank 1,054 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.09% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,448 / 1,683 | |
| Return on Equity | 0.77% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,446 / 1,681 | |
| Net Interest Margin | 4.17% | 3.31% | 3.82% | 4.32% | Beats 68% | 538 / 1,683 | |
| Efficiency Ratio | 98.29% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,540 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.02% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,554 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,054 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,054 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 29.86% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,599 / 1,683 | |
| Loans / Assets | 26.31% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,586 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |