Baton Rouge, LA · Charter 14568
NCUA · 15 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.56% | 0.68% | 0.31% | 0.85% | 0.74% | 0.98% | 0.83% | 0.84% | 0 bps | |
| Return on Equity | 4.49% | 5.59% | 2.62% | 6.79% | 5.78% | 7.61% | 6.43% | 6.45% | -34 bps | |
| Net Interest Margin | 3.20% | 3.44% | 3.39% | 3.52% | 3.57% | 3.51% | 3.53% | 3.49% | -3 bps | |
| Efficiency Ratio | 71.32% | 71.10% | 75.26% | 69.40% | 69.46% | 68.14% | 69.75% | 68.95% | -46 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.76% | -0.06% | 1.80% | 1.65% | 0.19% | 2.68% | 1.90% | 2.77% | +112 bps | |
| Loan Growth (YoY) | -3.12% | -5.57% | -4.45% | -1.97% | -2.55% | -0.52% | -0.24% | 0.54% | +251 bps | |
| Share Growth (YoY) | 1.08% | -1.29% | -0.14% | -0.44% | -0.26% | 0.90% | -0.05% | 0.93% | +138 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.10% | 2.05% | 1.83% | 1.82% | 1.24% | 1.45% | 1.40% | 1.43% | -40 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.45% | 12.22% | 12.00% | 12.46% | 12.81% | 12.88% | 12.87% | 13.10% | +64 bps | |
| Net Worth / Assets | 12.45% | 12.22% | 12.00% | 12.46% | 12.81% | 12.88% | 12.87% | 13.10% | +64 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.90% | 93.17% | 88.86% | 90.02% | 89.79% | 91.86% | 88.69% | 89.67% | -35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |