La Capitol
Baton Rouge, LA · Charter 14568 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 15 branches
Q2 2026
$798.4MAssets
$578.7MLoans
$645.3MShares
$104.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 75% of credit unions under $1B in assets (rank 422 of 1682).
- Widest gap: nonperforming loans / loans trails 77% of credit unions under $1B in assets (rank 1302 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.84%
Rank 740 of 1,683
Net Interest Margin
3.49%
Rank 1,131 of 1,683
Efficiency Ratio
68.95%
Rank 422 of 1,682
Equity / Assets
13.10%
Rank 802 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 740 / 1,683 | |
| Return on Equity | 6.45% | 2.67% | 5.89% | 8.74% | Beats 55% | 749 / 1,681 | |
| Net Interest Margin | 3.49% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,131 / 1,683 | |
| Efficiency Ratio | 68.95% | 68.91% | 78.20% | 86.93% | Beats 75% | 422 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.43% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,302 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.10% | 10.44% | 12.89% | 16.53% | Beats 52% | 802 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.10% | 10.44% | 12.89% | 16.53% | Beats 52% | 802 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.67% | 52.61% | 69.38% | 83.50% | 85th pctl | 248 / 1,683 | |
| Loans / Assets | 72.48% | 44.71% | 59.18% | 70.72% | 79th pctl | 360 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |