Maine Savings
Hampden, ME · Charter 14565 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$858.1MAssets
$647.5MLoans
$763.9MShares
$67.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 71% of credit unions under $1B in assets (rank 489 of 1681).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1626 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.65%
Rank 952 of 1,683
Net Interest Margin
3.69%
Rank 958 of 1,683
Efficiency Ratio
77.95%
Rank 829 of 1,682
Equity / Assets
7.91%
Rank 1,626 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.35% | 0.74% | 1.18% | Beats 43% | 952 / 1,683 | | |
| Return on Equity | 8.20% | 2.67% | 5.89% | 8.74% | Beats 71% | 489 / 1,681 | | |
| Net Interest Margin | 3.69% | 3.31% | 3.82% | 4.32% | Beats 43% | 958 / 1,683 | | |
| Efficiency Ratio | 77.95% | 68.91% | 78.20% | 86.93% | Beats 51% | 829 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.69% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,387 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.91% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,626 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.91% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,626 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.77% | 52.61% | 69.38% | 83.50% | 77th pctl | 380 / 1,683 | | |
| Loans / Assets | 75.46% | 44.71% | 59.18% | 70.72% | 84th pctl | 269 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |