New Era Bank
Fredericktown, MO · Cert 14546 · Peer group: banks under $1B in assets in MO (n=82-83) · New Era Bcorp Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
$453.1MAssets
$254.3MLoans
$387.7MDeposits
$63.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of banks under $1B in assets in MO (rank 13 of 82).
- Widest gap: net charge-offs / loans trails 91% of banks under $1B in assets in MO (rank 76 of 82).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.91%
Rank 14 of 83
Net Interest Margin
3.97%
Rank 35 of 83
Efficiency Ratio
44.97%
Rank 15 of 83
Equity / Assets
14.06%
Rank 17 of 83
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 83% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.91% | 0.96% | 1.32% | 1.75% | Beats 83% | 14 / 83 | |
| Return on Equity | 13.55% | 9.66% | 12.96% | 15.76% | Beats 57% | 36 / 83 | |
| Net Interest Margin | 3.97% | 3.35% | 3.85% | 4.16% | Beats 58% | 35 / 83 | |
| Efficiency Ratio | 44.97% | 49.83% | 58.83% | 68.51% | Beats 83% | 15 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.08% | 0.51% | 1.01% | Beats 85% | 13 / 82 | |
| Net Charge-Offs / Loans | 0.13% | 0.00% | 0.01% | 0.06% | Beats 9% | 76 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 13.98% | 11.01% | 12.49% | 14.98% | Beats 64% | 30 / 83 | |
| Total Risk-Based Capital Ratio | 13.98% | 11.13% | 13.01% | 15.10% | Beats 59% | 34 / 83 | |
| Equity / Assets | 14.06% | 8.83% | 10.71% | 13.29% | Beats 80% | 17 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 65.59% | 69.28% | 83.22% | 91.21% | 18th pctl | 67 / 82 | |
| Loans / Assets | 56.12% | 59.34% | 71.15% | 78.36% | 17th pctl | 69 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |