Ingersoll-Rand
Sayre, PA · Charter 14425 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$124.3MAssets
$75.5MLoans
$107.1MShares
$16.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 56% of credit unions under $1B in assets (rank 742 of 1683).
- Widest gap: return on equity trails 91% of credit unions under $1B in assets (rank 1531 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.19%
Rank 1,536 of 1,683
Net Interest Margin
3.51%
Rank 1,112 of 1,683
Efficiency Ratio
92.92%
Rank 1,455 of 1,682
Equity / Assets
13.53%
Rank 742 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.19% | 0.35% | 0.74% | 1.18% | Beats 9% | 1,536 / 1,683 | |
| Return on Equity | -1.40% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,531 / 1,681 | |
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,112 / 1,683 | |
| Efficiency Ratio | 92.92% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,455 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.26% | 0.65% | 1.29% | Beats 21% | 1,336 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.53% | 10.44% | 12.89% | 16.53% | Beats 56% | 742 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.53% | 10.44% | 12.89% | 16.53% | Beats 56% | 742 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 70.42% | 52.61% | 69.38% | 83.50% | 52nd pctl | 816 / 1,683 | |
| Loans / Assets | 60.72% | 44.71% | 59.18% | 70.72% | 54th pctl | 779 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |